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Season 2026 Updated 5 Oct 2026

Croatia Second NL AI predictions

Follow Second NL with daily model picks, the live standings and this season's numbers.

50%
Hit rate
12 Matches studied
73% Average chance
13 Clubs covered

Our model has studied 12 matches in Croatia Second NL so far this season. The home side has taken 25% of them, 42% have produced goals at both ends, and the average match has brought 2.83 goals. Each Second NL pick below is logged publicly and graded once the final whistle goes. Bjelovar sit top on 15 points after 8 matches.

The top two in Croatia Second NL are close together on 15 and 14 points.

Second NL season in numbers

Home wins 25% Draws 17% Away wins 58%
50%Over 2.5 goals
42%Both sides scored
2.83Average goals

Next Second NL fixtures, with picks

The upcoming Second NL fixtures don't have picks yet — please look in again soon.

Second NL results, graded

Zagora versus Dugo Selo, Second NL (Croatia), Sat, 3 Oct. Zagora 0, Dugo Selo 4 at full time. Bookmaker odds: 2.05 on 1, 3.85 on X, 3.15 on 2. BananaGoal’s model — Full-time result: Zagora win (2.05 odds); Goals line: Under 3.5 goals (1.47 odds); Both teams to score: No (2.32 odds). Best tip, with a 69% chance: Home side avoids defeat (1.30 odds) — Lost.
FT
Zagora0
Dugo Selo4
✗ 1X
▴1.3069%
Trnje versus Uljanik, Second NL (Croatia), Sat, 3 Oct. Trnje 2, Uljanik 0 at full time. Bookmaker odds: 2.37 on 1, 3.45 on X, 2.60 on 2. BananaGoal’s model — Full-time result: Uljanik win (2.60 odds); Goals line: Under 3.5 goals (1.39 odds); Both teams to score: Yes (1.59 odds). Best tip, with a 61% chance: Away side avoids defeat (1.47 odds) — Lost.
FT
Trnje2
Uljanik0
✗ X2
▴1.4761%
Krizevci versus Solin, Second NL (Croatia), Sat, 3 Oct. Krizevci 0, Solin 2 at full time. Bookmaker odds: 1.95 on 1, 3.40 on X, 3.35 on 2. BananaGoal’s model — Full-time result: Home side avoids defeat (1.27 odds); Goals line: Over 2.5 goals (1.75 odds); Both teams to score: Yes (1.66 odds). Best tip, with a 76% chance: Solin scores (1.39 odds) — Won.
FT
Krizevci0
Solin2
✓ AS
1.3976%
Grobnican Cavle versus Hrvatski Dragovoljac, Second NL (Croatia), Sat, 3 Oct. Grobnican Cavle 1, Hrvatski Dragovoljac 4 at full time. Bookmaker odds: 2.30 on 1, 3.40 on X, 2.70 on 2. BananaGoal’s model — Full-time result: Away side avoids defeat (1.50 odds); Goals line: Under 3.5 goals (1.41 odds); Both teams to score: Yes (1.57 odds). Best tip, with a 71% chance: Under 3.5 goals (1.41 odds) — Lost.
FT
Grobnican1
Dragovoljac4
✗ U3.5
1.4171%
Solin versus Trnje, Second NL (Croatia), Sat, 26 Sept. Solin 3, Trnje 1 at full time. Bookmaker odds: 2.50 on 1, 3.25 on X, 2.52 on 2. BananaGoal’s model — Full-time result: Trnje win (2.52 odds); Goals line: Under 3.5 goals (1.36 odds); Both teams to score: Yes (1.61 odds). Best tip, with a 78% chance: Away side avoids defeat (1.42 odds) — Lost.
FT
Solin3
Trnje1
✗ X2
1.4278%
Jarun versus Grobnican C, Second NL (Croatia), Sat, 26 Sept. Jarun 3, Grobnican C 0 at full time. Bookmaker odds: 1.53 on 1, 4.05 on X, 5.20 on 2. BananaGoal’s model — Full-time result: Jarun win (1.53 odds); Goals line: Over 2.5 goals (1.53 odds); Both teams to score: Yes (1.61 odds). Best tip, with a 88% chance: Over 2.5 goals (1.53 odds) — Won.
FT
Jarun3
Grobnican0
✓ O2.5
▾1.5388%
Bjelovar versus Varteks Varazdin, Second NL (Croatia), Sat, 26 Sept. Bjelovar 1, Varteks Varazdin 1 at full time. Bookmaker odds: 1.47 on 1, 4.25 on X, 5.90 on 2. BananaGoal’s model — Full-time result: Bjelovar win (1.47 odds); Goals line: Over 2.5 goals (1.57 odds); Both teams to score: No (2.02 odds). Best tip, with a 77% chance: Over 2.5 goals (1.57 odds) — Lost.
FT
Bjelovar1
Varteks V1
✗ O2.5
▾1.5777%
Hrvatski Dragovoljac versus Krizevci, Second NL (Croatia), Fri, 25 Sept. Hrvatski Dragovoljac 0, Krizevci 1 at full time. Bookmaker odds: 2.52 on 1, 3.40 on X, 2.45 on 2. BananaGoal’s model — Full-time result: Away side avoids defeat (1.42 odds); Goals line: Under 3.5 goals (1.37 odds); Both teams to score: Yes (1.61 odds). Best tip, with a 73% chance: Under 3.5 goals (1.37 odds) — Won.
FT
Dragovoljac0
Krizevci1
✓ U3.5
▴1.3773%
Uskok Klis versus Bjelovar, Second NL (Croatia), Sat, 19 Sept. Uskok Klis 2, Bjelovar 3 at full time. Bookmaker odds: 2.02 on 1, 3.40 on X, 3.10 on 2. BananaGoal’s model — Full-time result: Home side avoids defeat (1.30 odds); Goals line: Over 2.5 goals (1.67 odds); Both teams to score: Yes (1.57 odds). Best tip, with a 75% chance: Both teams to score (1.57 odds) — Won.
FT
Uskok Klis2
Bjelovar3
✓ BTTS
▾1.5775%
Trnje versus Hrvatski D, Second NL (Croatia), Sat, 19 Sept. Trnje 0, Hrvatski D 1 at full time. Bookmaker odds: 1.57 on 1, 3.85 on X, 5.10 on 2. BananaGoal’s model — Full-time result: Trnje win (1.57 odds); Goals line: Under 3.5 goals (1.40 odds); Both teams to score: No (1.97 odds). Best tip, with a 65% chance: Trnje win (1.57 odds) — Lost.
FT
Trnje0
Dragovoljac1
✗ 1
1.5765%
Krizevci versus Jarun, Second NL (Croatia), Sat, 19 Sept. Krizevci 2, Jarun 2 at full time. Bookmaker odds: 2.15 on 1, 3.40 on X, 2.90 on 2. BananaGoal’s model — Full-time result: Home side avoids defeat (1.34 odds); Goals line: Over 2.5 goals (1.76 odds); Both teams to score: Yes (1.65 odds). Best tip, with a 62% chance: Over 2.5 goals (1.76 odds) — Won.
FT
Krizevci2
Jarun2
✓ O2.5
▴1.7662%
Lucko versus Dugo Selo, Second NL (Croatia), Fri, 18 Sept. Lucko 0, Dugo Selo 1 at full time. Bookmaker odds: 2.02 on 1, 3.35 on X, 3.30 on 2. BananaGoal’s model — Full-time result: Level at full time (3.35 odds); Goals line: Under 3.5 goals (1.33 odds); Both teams to score: No (2.02 odds). Best tip, with a 78% chance: Under 3.5 goals (1.33 odds) — Won.
FT
Lucko0
Dugo Selo1
✓ U3.5
▾1.3378%

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Second NL teams

Dragovoljac Križevci Trnje Solin Grobnican Bjelovar Jarun Dugo Selo Uskok Klis Varteks V Lucko Uljanik Zagora

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Questions and answers

Are any Second NL picks free?

Every matchday includes free Second NL picks. BananaGoal Premium adds all remaining upcoming picks, complete odds and the daily accumulator.

What is your hit rate on Second NL?

Look at the record: each Second NL pick gets a won or lost grade after the final whistle and is never removed, so you can measure our accuracy before subscribing.

What will I find on the Second NL page?

Four picks per Second NL match: the 1X2 outcome, over/under, BTTS and our best tip, each shown with the chance the model gives it. This season in Croatia Second NL: over 2.5 goals in 50% of games, 17% draws, 58% away wins.

What goes into your Second NL predictions?

Data, not opinions. Head-to-head results, injuries, recent form and expected goals go into a machine-learning model, which rates every Second NL match and publishes its picks automatically, with no human choosing them.

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