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Season 2026 Updated 5 Oct 2026

Croatia First NL AI predictions

Follow First NL with daily model picks, the live standings and this season's numbers.

71%
Hit rate
21 Matches studied
81% Average chance
15 Clubs covered

21 Croatia First NL games into the season, the numbers read like this: 48% home wins, 38% with both teams scoring and 2.10 goals per match on average. New First NL picks below are recorded before kickoff and graded in public afterwards. Jadran LP sit top on 15 points after 8 matches.

Croatia First NL is low-scoring this season: only 38% of games pass 2.5 goals, averaging 2.10 per match. The top two in Croatia First NL are close together on 15 and 14 points.

Next First NL fixtures, with picks

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First NL results, graded

HNK Cibalia versus Dugopolje, First NL (Croatia), Sun, 27 Sept. HNK Cibalia 1, Dugopolje 0 at full time. Bookmaker odds: 1.97 on 1, 3.15 on X, 3.90 on 2. BananaGoal’s model — Full-time result: HNK Cibalia win (1.97 odds); Goals line: Under 2.5 goals (1.60 odds); Both teams to score: No (1.75 odds). Best tip, with a 91% chance: Home side avoids defeat (1.22 odds) — Won.
FT
Cibalia1
Dugopolje0
✓ 1X
▾1.2291%
Opatija versus Vukovar, First NL (Croatia), Sun, 27 Sept. Opatija 1, Vukovar 0 at full time. Bookmaker odds: 2.37 on 1, 3.15 on X, 2.87 on 2. BananaGoal’s model — Full-time result: Away side avoids defeat (1.55 odds); Goals line: Over 1.5 goals (1.37 odds); Both teams to score: Yes (1.85 odds). Best tip, with a 82% chance: Over 1.5 goals (1.37 odds) — Lost.
FT
Opatija1
Vukovar0
✗ O1.5
▴1.3782%
Croatia Zmijavci versus Sesvete, First NL (Croatia), Sun, 27 Sept. Croatia Zmijavci 2, Sesvete 0 at full time. Bookmaker odds: 2.27 on 1, 3.15 on X, 3.10 on 2. BananaGoal’s model — Full-time result: Croatia Zmijavci win (2.27 odds); Goals line: Under 2.5 goals (1.53 odds); Both teams to score: No (1.70 odds). Best tip, with a 75% chance: Under 2.5 goals (1.53 odds) — Won.
FT
Croatia Z2
Sesvete0
✓ U2.5
▾1.5375%
Segesta Sisak versus Karlovac 1919, First NL (Croatia), Sun, 27 Sept. Segesta Sisak 1, Karlovac 1919 1 at full time. Bookmaker odds: 1.52 on 1, 4.10 on X, 5.40 on 2. BananaGoal’s model — Full-time result: Segesta Sisak win (1.52 odds); Goals line: Under 3.5 goals (1.40 odds); Both teams to score: No (1.88 odds). Best tip, with a 79% chance: Under 3.5 goals (1.40 odds) — Won.
FT
Segesta1
Karlovac1
✓ U3.5
▴1.4079%
Jadran LP versus Kustosija, First NL (Croatia), Sat, 26 Sept. Jadran LP 1, Kustosija 0 at full time. Bookmaker odds: 1.72 on 1, 3.65 on X, 4.40 on 2. BananaGoal’s model — Full-time result: Jadran LP win (1.72 odds); Goals line: Under 3.5 goals (1.30 odds); Both teams to score: Yes (1.88 odds). Best tip, with a 91% chance: Home side avoids defeat (1.19 odds) — Won.
FT
Jadran LP1
Kustosija0
✓ 1X
▾1.1991%
Hrvace versus Orijent 1919, First NL (Croatia), Sat, 26 Sept. Hrvace 3, Orijent 1919 0 at full time. Bookmaker odds: 2.50 on 1, 3.15 on X, 2.72 on 2. BananaGoal’s model — Full-time result: Orijent 1919 win (2.72 odds); Goals line: Under 3.5 goals (1.26 odds); Both teams to score: No (1.92 odds). Best tip, with a 89% chance: Under 3.5 goals (1.26 odds) — Won.
FT
Hrvace3
Orijent0
✓ U3.5
▴1.2689%
Dubrava Zagreb versus Bsk Bijelo Brdo, First NL (Croatia), Sat, 26 Sept. Dubrava Zagreb 0, Bsk Bijelo Brdo 1 at full time. Bookmaker odds: 2.97 on 1, 3.25 on X, 2.37 on 2. BananaGoal’s model — Full-time result: Bsk Bijelo Brdo win (2.37 odds); Goals line: Under 2.5 goals (1.60 odds); Both teams to score: No (1.80 odds). Best tip, with a 77% chance: Under 2.5 goals (1.60 odds) — Won.
FT
Dubrava0
Bijelo Brdo1
✓ U2.5
▾1.6077%
Karlovac 1919 versus Dubrava Zagreb, First NL (Croatia), Sun, 20 Sept. Karlovac 1919 0, Dubrava Zagreb 1 at full time. Bookmaker odds: 1.72 on 1, 3.65 on X, 4.30 on 2. BananaGoal’s model — Full-time result: Home side avoids defeat (1.19 odds); Goals line: Under 3.5 goals (1.32 odds); Both teams to score: No (1.90 odds). Best tip, with a 87% chance: Under 3.5 goals (1.32 odds) — Won.
FT
Karlovac0
Dubrava1
✓ U3.5
▴1.3287%
Kustosija versus Croatia Zmijavci, First NL (Croatia), Sun, 20 Sept. Kustosija 1, Croatia Zmijavci 0 at full time. Bookmaker odds: 2.35 on 1, 3.15 on X, 2.92 on 2. BananaGoal’s model — Full-time result: Croatia Zmijavci win (2.92 odds); Goals line: Under 2.5 goals (1.60 odds); Both teams to score: No (1.80 odds). Best tip, with a 81% chance: Under 2.5 goals (1.60 odds) — Won.
FT
Kustosija1
Croatia Z0
✓ U2.5
▴1.6081%
Vukovar versus Jadran LP, First NL (Croatia), Sat, 19 Sept. Vukovar 2, Jadran LP 3 at full time. Bookmaker odds: 2.15 on 1, 3.25 on X, 3.15 on 2. BananaGoal’s model — Full-time result: Vukovar win (2.15 odds); Goals line: Over 1.5 goals (1.31 odds); Both teams to score: Yes (1.75 odds). Best tip, with a 68% chance: Over 1.5 goals (1.31 odds) — Won.
FT
Vukovar2
Jadran LP3
✓ O1.5
▾1.3168%
Bsk Bijelo Brdo versus Hrvace, First NL (Croatia), Sat, 19 Sept. Bsk Bijelo Brdo 1, Hrvace 2 at full time. Bookmaker odds: 1.72 on 1, 3.35 on X, 4.80 on 2. BananaGoal’s model — Full-time result: Away side avoids defeat (2.05 odds); Goals line: Under 3.5 goals (1.23 odds); Both teams to score: No (1.70 odds). Best tip, with a 77% chance: Under 3.5 goals (1.23 odds) — Won.
FT
Bijelo Brdo1
Hrvace2
✓ U3.5
▾1.2377%
Orijent 1919 versus Opatija, First NL (Croatia), Sat, 19 Sept. Orijent 1919 1, Opatija 0 at full time. Bookmaker odds: 1.97 on 1, 3.40 on X, 3.55 on 2. BananaGoal’s model — Full-time result: Orijent 1919 win (1.97 odds); Goals line: Over 1.5 goals (1.33 odds); Both teams to score: Yes (1.87 odds). Best tip, with a 95% chance: Home side avoids defeat (1.25 odds) — Won.
FT
Orijent1
Opatija0
✓ 1X
▾1.2595%

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Model picks for the next First NL fixtures with their chances, the current standings, recently graded results and a season breakdown covering home/draw/away shares, over/under and BTTS rates. This season in Croatia First NL: over 2.5 goals in 38% of games, 14% draws, 38% away wins.

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Our machine-learning model combines form, xG, injuries and past meetings, then publishes only its strongest First NL calls.

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