Live data Football predictions by AI, with a record that stays public
18+
bananagoal
⌘K
Sign in Premium
Season 2026 Updated 5 Oct 2026

Croatia HNL AI predictions

Follow HNL with daily model picks, the live standings and this season's numbers.

60%
Hit rate
16 Matches studied
81% Average chance
10 Clubs covered

Our model has studied 16 matches in Croatia HNL so far this season. The home side has taken 53% of them, 53% have produced goals at both ends, and the average match has brought 2.93 goals. Each HNL pick below is logged publicly and graded once the final whistle goes. Din. Zagreb sit top on 17 points after 8 matches.

Draws are common in Croatia HNL: 33% of this season's games have finished all square. The top two in Croatia HNL are close together on 17 and 17 points.

HNL season in numbers

Home wins 53% Draws 33% Away wins 13%
60%Over 2.5 goals
53%Both sides scored
2.93Average goals

Next HNL fixtures, with picks

HNK Gorica versus Rudes, HNL (Croatia), Fri, 9 Oct at 17:00. Bookmaker odds: 1.60 on 1, 4.10 on X, 5.30 on 2. BananaGoal gives its best tip on this match a 83% chance; members can see which pick it is.
17:00
Gorica
Rudes
?
?83%

HNL results, graded

Dinamo Zagreb versus NK Lokomotiva Zagreb, HNL (Croatia), Sun, 20 Sept. Dinamo Zagreb 3, NK Lokomotiva Zagreb 2 at full time. Bookmaker odds: 1.19 on 1, 8.40 on X, 14.50 on 2. BananaGoal’s model — Full-time result: Dinamo Zagreb win (1.19 odds); Goals line: Under 3.5 goals (1.88 odds); Both teams to score: Yes (1.95 odds). Best tip, with a 86% chance: Dinamo Zagreb win (1.19 odds) — Won.
FT
Din. Zagreb3
Lok. Zagreb2
✓ 1
▴1.1986%
HNK Rijeka versus HNK Hajduk Split, HNL (Croatia), Sun, 20 Sept. HNK Rijeka 3, HNK Hajduk Split 0 at full time. Bookmaker odds: 2.00 on 1, 3.45 on X, 3.85 on 2. BananaGoal’s model — Full-time result: Home side avoids defeat (1.30 odds); Goals line: Over 1.5 goals (1.30 odds); Both teams to score: Yes (1.75 odds). Best tip, with a 87% chance: Over 1.5 goals (1.30 odds) — Won.
FT
Rijeka3
Hajduk Split0
✓ O1.5
▴1.3087%
Istra 1961 versus HNK Gorica, HNL (Croatia), Sat, 19 Sept. Istra 1961 0, HNK Gorica 1 at full time. Bookmaker odds: 1.87 on 1, 3.75 on X, 4.10 on 2. BananaGoal’s model — Full-time result: Istra 1961 win (1.87 odds); Goals line: Over 1.5 goals (1.25 odds); Both teams to score: No (2.07 odds). Best tip, with a 91% chance: Home side avoids defeat (1.27 odds) — Lost.
FT
Istra 19610
Gorica1
✗ 1X
1.2791%
NK Varazdin versus NK Osijek, HNL (Croatia), Sat, 19 Sept. NK Varazdin 0, NK Osijek 0 at full time. Bookmaker odds: 2.03 on 1, 3.45 on X, 3.95 on 2. BananaGoal’s model — Full-time result: NK Varazdin win (2.03 odds); Goals line: Over 1.5 goals (1.25 odds); Both teams to score: Yes (1.66 odds). Best tip, with a 84% chance: Over 1.5 goals (1.25 odds) — Lost.
FT
Varazdin0
Osijek0
✗ O1.5
▾1.2584%
Rudes versus Slaven B, HNL (Croatia), Fri, 18 Sept. Rudes 2, Slaven B 2 at full time. Bookmaker odds: 3.55 on 1, 3.60 on X, 2.06 on 2. BananaGoal’s model — Full-time result: Slaven B win (2.06 odds); Goals line: Over 1.5 goals (1.27 odds); Both teams to score: Yes (1.68 odds). Best tip, with a 87% chance: Over 1.5 goals (1.27 odds) — Won.
FT
Rudes2
Slaven Belupo2
✓ O1.5
▴1.2787%
HNK Gorica versus NK Varazdin, HNL (Croatia), Mon, 14 Sept. HNK Gorica 2, NK Varazdin 2 at full time. Bookmaker odds: 3.50 on 1, 3.40 on X, 2.11 on 2. BananaGoal’s model — Full-time result: NK Varazdin win (2.11 odds); Goals line: Under 3.5 goals (1.32 odds); Both teams to score: Yes (1.81 odds). Best tip, with a 95% chance: NK Varazdin scores (1.25 odds) — Won.
FT
Gorica2
Varazdin2
✓ AS
1.2595%
HNK Hajduk Split versus NK Slaven Belupo, HNL (Croatia), Sun, 13 Sept. HNK Hajduk Split 1, NK Slaven Belupo 0 at full time. Bookmaker odds: 1.29 on 1, 6.80 on X, 9.40 on 2. BananaGoal’s model — Full-time result: HNK Hajduk Split win (1.29 odds); Goals line: Over 2.5 goals (1.37 odds); Both teams to score: No (2.08 odds). Best tip, with a 86% chance: HNK Hajduk Split win (1.29 odds) — Won.
FT
Hajduk Split1
Slaven Belupo0
✓ 1
▾1.2986%
Istra 1961 versus Rudes, HNL (Croatia), Sun, 13 Sept. Istra 1961 3, Rudes 2 at full time. Bookmaker odds: 1.45 on 1, 4.95 on X, 6.70 on 2. BananaGoal’s model — Full-time result: Istra 1961 win (1.45 odds); Goals line: Over 2.5 goals (1.58 odds); Both teams to score: Yes (1.74 odds). Best tip, with a 91% chance: Istra 1961 win (1.45 odds) — Won.
FT
Istra 19613
Rudes2
✓ 1
▾1.4591%
NK Lokomotiva Zagreb versus HNK Rijeka, HNL (Croatia), Sat, 12 Sept. NK Lokomotiva Zagreb 1, HNK Rijeka 1 at full time. Bookmaker odds: 6.10 on 1, 4.25 on X, 1.56 on 2. BananaGoal’s model — Full-time result: HNK Rijeka win (1.56 odds); Goals line: Under 3.5 goals (1.37 odds); Both teams to score: No (1.82 odds). Best tip, with a 92% chance: HNK Rijeka win (1.56 odds) — Lost.
FT
Lok. Zagreb1
Rijeka1
✗ 2
▾1.5692%
NK Osijek versus Dinamo Zagreb, HNL (Croatia), Sat, 12 Sept. NK Osijek 4, Dinamo Zagreb 2 at full time. Bookmaker odds: 9.40 on 1, 5.90 on X, 1.42 on 2. BananaGoal’s model — Full-time result: Dinamo Zagreb win (1.42 odds); Goals line: Over 2.5 goals (1.58 odds); Both teams to score: Yes (1.91 odds). Best tip, with a 77% chance: Over 2.5 goals (1.58 odds) — Won.
FT
Osijek4
Din. Zagreb2
✓ O2.5
▾1.5877%
NK Slaven Belupo versus NK Lokomotiva Zagreb, HNL (Croatia), Sun, 6 Sept. NK Slaven Belupo 2, NK Lokomotiva Zagreb 1 at full time. Bookmaker odds: 2.60 on 1, 3.60 on X, 2.65 on 2. BananaGoal’s model — Full-time result: NK Slaven Belupo win (2.60 odds); Goals line: Over 2.5 goals (1.70 odds); Both teams to score: Yes (1.56 odds). Best tip, with a 58% chance: Home side avoids defeat (1.53 odds) — Won.
FT
Slaven Belupo2
Lok. Zagreb1
✓ 1X
▴1.5358%
Rudes versus HNK H, HNL (Croatia), Sun, 6 Sept. Rudes 0, HNK H 4 at full time. Bookmaker odds: 9.60 on 1, 6.00 on X, 1.32 on 2. BananaGoal’s model — Full-time result: Home side avoids defeat (3.55 odds); Goals line: Over 2.5 goals (1.53 odds); Both teams to score: Yes (1.87 odds). Best tip, with a 57% chance: Home side avoids defeat (3.55 odds) — Lost.
FT
Rudes0
Hajduk Split4
✗ 1X
▴3.5557%

See all HNL picks

With Premium: every upcoming pick, complete odds and value ratings.

Get every prediction

HNL teams

Rudes Hajduk Split Slaven Belupo Istra 1961 Din. Zagreb Varazdin Lok. Zagreb Rijeka Gorica Osijek

Explore more competitions

First NL Second NL Cup USA USL League One Canada Canadian Premier League Finland Kakkonen - Lohko C

Questions and answers

Are any HNL picks free?

Every matchday includes free HNL picks. BananaGoal Premium adds all remaining upcoming picks, complete odds and the daily accumulator.

What is your hit rate on HNL?

Look at the record: each HNL pick gets a won or lost grade after the final whistle and is never removed, so you can measure our accuracy before subscribing.

What will I find on the HNL page?

Four picks per HNL match: the 1X2 outcome, over/under, BTTS and our best tip, each shown with the chance the model gives it. This season in Croatia HNL: over 2.5 goals in 60% of games, 33% draws, 13% away wins.

What goes into your HNL predictions?

Data, not opinions. Head-to-head results, injuries, recent form and expected goals go into a machine-learning model, which rates every HNL match and publishes its picks automatically, with no human choosing them.

All leagues →